Determinants of Bank Failure in Nigeria: an empirical Investigation

Date
2017
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Volume Title
Publisher
Nigeria Deposit Insurance Corporation (NDIC)
Abstract

Introduction; Review of empirical literature; Methodology; Results and Discussion; Summary; Conclusion; Recommendations; References

Description
This study investigates the determinants of bank failure in Nigeria from 1970-2013. It uses Autoregressive Distributed Lag (ARDL) approach in the analysis and further examines the extent to which these determinants lead to bank failure in Nigeria. The study found that there is significant long run relationship between bank failure and exchange rate, interest rate, capital adequacy ratio, non-performing loans and liquidity ratio, but an insignificant relationship with inflation in Nigeria.
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