NDIC Quarterly vol. 36 no. 12 2021
1.0 Introduction; 2.0 Structure of Assets and Liabilities; 3.0 Financial Condition of DMBs: Capital adequacy; Asset quality; Sectorial allocation of credits; Earnings and profitability; Liquidity profile; 4.0 Conclusion.
The Nigerian Banking Industry’s financial condition continued to show resilience in the first half of the 2021, despite the negative impact of the COVID-19 pandemic on the economy. On the average, the performance of the industry in terms of asset quality, capital adequacy as well as earnings and profitability are within the prescribed prudential thresholds.