NDIC Quarterly Vol. 33 No. 34 (2018) Article Fnancial Condition and Performance of Deposit Money Banks in First Half 2018:


Introduction; Structure of Assets and Liabilities; Financial Condition of DMBs; Conclusion 8

Deposit Money Banks had an improved performance in the second half (Q3 and Q4) of 2018. During the quarters under review, the Banking Industry Average CAR increased from 14.14% in Q3 2018 to 15.27% in Q4 2018. Total Industry Assets increased by 0.76% from Q3 to Q4 2018. Profit Before Tax increased by 150.04%. Impaired Credits to Total Credits and Operating Expenses declined, while Recoveries also improved during the period under review. T