AMADI, Felix C.Prince I. AzubuikeNuleera A. Duson2025-02-052025-02-052022https://nigeriareposit.nln.gov.ng/handle/20.500.14186/1841The financial sector's role in the sustenance of various projects has made a great impact on the economy of Nigeria. This support extends to all sectors of the economy. The importance of sustaining the financial sector is evident in the various consequences of a failed financial system on the economy of a nation. Mortgage is a major part of the financial system. There is the need to ensure that the mortgage industry in Nigeria is sturdy at all times as its failure would have a massive negative impact on the economy.The central aim of this paper is to establish the practicality and challenges of enforcement of mortgage security in Nigeria. The history of mortgage practice in Nigeria.  Importance of security in mortgage transactions.  Legal frameworks regulating mortgage transactions in Nigeria.  Stamp duties act.  The enforcement of mortgage security in the Nigerian financial system.  Challenges to the enforcement of mortgage security in Nigeria.  Judicial challenges.  Social challenges.enArticle